With SapphireCredit, you can own the latest smartphones, laptops, and tablets today, with as low as ₦24,000/month

Get your device in four simple steps with our seamless application process
Simple account verification with your BVN
See your maximum eligible amount in minutes—bank details are all we need
Make 20% of device price as down payment
Get your device, pay monthly, (up to 6 months)
Get smartphones from Samsung, Xiaomi, Oppo, Transsion, Vivo, Nokia and more. Laptops and tablets available also.
Pay monthly using your card or direct debit — hassle-free and effortless.
Enjoy affordable interest rates. No hidden fees or surprises.
Start with just 20% of the device price as down payment. Own your device without paying in full. Begin your journey today, stress-free.
Select repayment terms that fit your lifestyle. Choose between 3 to 6 months. Manageable plans, zero pressure.
Stay covered with SapphireCredit device protection: 12 months Screen & Liquid damage cover or 12 months Anti-theft cover. Peace of mind from day one.
Flexible payment plans built around your lifestyle. Whether you're on a budget or spreading costs, SapphireCredit makes it simple.
Stay protected from day one. Enjoy coverage for screen damage, liquid damage, and even theft, no extra stress.


Own your dream device with ease. Pay in manageable monthly installments, with no heavy upfront costs.
From budget-friendly entry-level phones to high-end devices — all with flexible payment options.
Please contact our support team for detailed requirements information.
I got a brand-new phone from a SLOT store with little upfront payment. SapphireCredit made it easy, and I was approved on the spot!

As a newbie, being able to get a laptop helped me complete my projects faster.

Their customer support was very helpful when I had issues. Everything got sorted within 48 hours.

I didn't think I'd qualify, but SapphireCredit made it possible to walk into a SLOT store and walk out with a new device. I paid over a few months, no stress.

I didn't know phone insurance was a thing until I bought mine. My screen cracked a few weeks later, and the replacement process was so easy.

I use Solar financing to power my shop in the evenings, especially with the poor power supply and high band A charges. It's been a game-changer.

I got a brand-new phone from a SLOT store with little upfront payment. SapphireCredit made it easy, and I was approved on the spot!

As a newbie, being able to get a laptop helped me complete my projects faster.

