Own your
device with ease.
Protect it
from screen damage.
Stay connected.
Flexible device financing and protection designed for how Nigerians live, work, and earn, all in one simple experience.
Built to work seamlessly within the MTN ecosystem you already know.
One platform.
Two essentials.
Built for
everyday life.
This offer gives you access to two things that matter most in today's digital world:
- • A quality device you can pay for in installments
- • Protection that keeps you covered when life happens
No heavy upfront payments. No complicated processes.
One access that understands and adapts to your actual income.
Device Financing
Own the device you need. Pay small small for it.
Sign up and start using your device immediately. We will help you spread the cost comfortably, so you can stay productive without financial pressure.
Why do people choose this:
- • No full payment upfront.
- • Flexible repayment plans (3 to 6 Months).
- • Free data from MTN subscribers.
- • Designed for everyone, including salaried workers, business owners, and everyday earners.
Device Protection
Owning a device is only half the story.
Accidents happen. Screens crack. Liquids spill. Protection ensures you're not stranded when they do.
What's covered:
- • Screen damage
- • Liquid damage
- • Theft
You benefit from our simple claims processes and you have peace of mind, every day
Designed for How Nigerians Live
Not everyone can pay up front. Not everyone has perfect timing.
That’s why Sapphire was built around real-life income cycles, not assumptions.
• Transparent pricing
• Clear repayment terms
• No hidden surprises
• Systems that work at scale
Trusted by millions.
Built to last.
Sapphire has spent over 16 years building systems
that help people access what they need responsibly.
- Thousands of customers served
- Deep experience in structured repayments
- Strong partnerships across telecoms and device manufacturers
- Products designed for long-term use, not quick wins
How It Works
Choose what you need
Device financing or protection.
Apply in minutes
Clear steps. No confusion
Visit a participating store
Complete your process in person.
Stay connected & covered
Use your device with confidence and uninterrupted data
FAQs
Access to high quality phones shouldn’t be complicated.
Choose what you need. Pay responsibly.
Live and work with confidence.